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Frequently Asked Questions
  1. What is the Savings Agent™?
  2. Who is the Savings Agent™ for?
  3. How does the Savings Agent™ work?
  4. Is the Savings Agent™ different from other online financial calculators?
  5. Can the Savings Agent™ help me if I have poor credit history?
  6. Where do you obtain your information from?
  7. Can I trust the results of the Savings Agent™?
  8. Is my privacy guaranteed?
  9. Is it safe to apply for a credit card online?
  10. How much should I expect to save with the Savings Agent™?

What is the Savings Agent™?

The Savings Agent™ is an interactive tool designed to help you save money on your credit card debt. It uses your debt profile to find the optimal savings strategy for your specific needs. The Savings Agent™ uses a database of over 200 credit card offers from major credit card companies. It consolidates information from all these offers and calculates, in two short steps, the top 10 credit cards that will save you the most money.

Who is the Savings Agent™ for?

The Savings Agent™ is a helpful tool for almost anyone with credit card debt. Past usage shows that 8 of 10 visitors with any credit card debt found that they can save over $1000 using this tool.

How does the Savings Agent™ work?

The Savings Agent™ simulates what would happen if you switched over to a different credit card. It takes the fine-print of an alternative credit card offer, including multiple interest rates; balance transfer fees; annual fees and more, and utilizes financial calculations to compare the projected balance with the one of your current card. It then repeats this process on a large database of credit card offers and presents you with the 10 cards that can save you the most money.

Is the Savings Agent™ different from other online financial calculators?

The Savings Agent™ is not a regular financial calculator. Financial calculators often give you meaningless numbers as results which often require deeper understanding of financial terms. These results are merely the first step in a tedious research process you have to take in order to find the best action for your situation. The Savings Agent™ does all the leg work for you. It not only calculates the savings bottom line, but also presents the results in real savings strategies that are available in a click of a button.

Can the Savings Agent™ help me if I have poor credit history?

Yes. The Savings Agent™ asks you to enter your credit score or describe your credit history in order to match you up with the best deal for your profile.

Where do you obtain your information from?

We receive and analyze information from top US credit card companies. We get current information about every new credit card offer from its issuer and are notified immediately upon any changes in terms and conditions of existing offers. We frequently update our database to ensure that the results of the Savings Agent™ are current.

Can I trust the results of the Savings Agent™?

The Savings Agent™ is completely neutral and unbiased. Only the savings potential determines the order of the results.

Is my privacy guaranteed?

The Savings Agent™ is private. We do not ask you for your name or address. The information you enter is saved on a secure server. We do not share this information with any third party. Visit our privacy policy for more information.

Is it safe to apply for a credit card online?

Yes. Online applications of credit card companies almost always use secured application forms to ensure the client's privacy and security. We make sure that all the offers we present follow this practice.

How much should I expect to save with the Savings Agent™?

The Savings Potential is dependant on a number of variables in addition to the data entered in your profile. Interest rates in the credit card market change frequently. This affects your savings potential and you might see various savings results in different visits to our site. In addition, new and attractive credit card offers become available periodically. In general, 8 of 10 visitors with any credit card debt found that they can save over $1000 using the Savings Agent™.


*Please see our Terms and Conditions for more details. Efforts are made to maintain accurate information. However, credit card information changes frequently. All card information is presented here without warranty. Click on a card's image or name for more details and for a link to the card's 'Terms and Conditions'

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