Please Read These Terms and Our Privacy Policy Carefully Before Using This Website

This site is provided by CreditCardClients.com and may be used for informational purposes only.  By using this site you agree to abide by the terms and conditions and understand our privacy policy set forth on this site and under all applicable laws.  If you do not agree to abide by these terms and conditions you may not use this site.  Any reference to CreditCardClients.com made in this Terms of Use Agreement shall refer to its affiliates, directors and employees also.

Modification of These Terms of Use

CreditCardClients.com may terminate, change, suspend or discontinue any aspect of this site, including the availability of any features of the Site, at any time.  CreditCardClients.com may revise the Terms of Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the site.  You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the site.

About Our Service

CreditCardClients.com is an online service that aggregates different credit card offers to permit the issuers to compete over your business. We have a strong commitment to providing excellent service to all of our customers. CreditCardClients.com is not a lender and does not make loans, extend or make credit decisions in connection with any credit cards offers.  CreditCardClients.com does not endorse or recommend the products of any particular bank or credit card company. CreditCardClients.com is not an agent of you, the user, or any participating bank or credit card company.

CreditCardClients.com does not guarantee acceptance into any particular credit card program and does not guarantee that the terms or rates offered by participating banks and credit card companies on this site are the best terms or lowest rates available in the marketplace or that the terms of any offer or offers you actually receive will be the same or similar to the offers used in any illustration created by or depicted on this site.  Unless expressly stated in writing, nothing contained herein shall constitute an offer or a promise for a credit offer on any terms or any interest rate lock-in agreement.

The Savings Agent™

We are pleased to offer you the use of CreditCardClients.com’s Savings Agent™ calculator.  Your use of the Saving Agent calculator is subject to the terms and conditions set forth herein.

CreditCardClients.com hereby grants you a limited, nonexclusive, nontransferable license to view, use and print results from the calculator.  The calculator may be used solely for personal, informational, and noncommercial purposes.  You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create distribute works from, transfer, or sell the calculator or any portion thereof or any pages, data, information, software, products, or other services obtained from this site.  All rights not expressly granted herein are reserved by CreditCardClients.com.

Neither the Savings Agent™ calculator, nor its use is intended to supply advice of any type, including, without limitation, financial, credit counseling, investment or tax advice.  Although the Savings Agent™ calculator may provide information, e.g., data and calculations relating to savings as they relate to certain credit offers, such information is intended to be educational in nature, and does not constitute an endorsement or recommendation of any particular bank or credit card company, service or the suitability thereof for you.

THE SAVINGS AGENT™ CALCULATOR IS MADE AVAILABLE TO YOU “AS IS” AND “AS AVAILABLE.”  CREDITCARDCLIENTS.COM MAKES NO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND WITH RESPECT TO THE SAVINGS AGENT™ CALCULATOR, ITS USE OR RESULTS OBTAINED THEREFROM, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

CREDITCARDCLIENTS.COM DOES NOT WARRANT THAT THE SAVINGS AGENT™ CALCULATOR WILL MEET YOUR NEEDS OR THAT RESULTS OBTAINED FROM THE SAVINGS AGENT™ CALCULATOR WILL BE ACCURATE OR RELIABLE OR ERROR-FREE OR THAT ANY SUCH ERRORS OR INACCURACIES WILL BE CORRECTED.

CREDITCARDCLIENTS.COM AND ITS OFFICERS, DIRECTORS, PARENTS, SUBSIDIARIES AND OTHER AFFILIATED ENTITIES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR OTHER DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST SAVINGS, BUSINESS INTERRUPTION, LOSS OF DATA, INCONVENIENCE OR DELAY), EVEN IF CREDITCARDCLIENTS.COM HAS BEEN ADVISED ON THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

Copyright and Trademark Policies

All contents of this site, including but not limited to text and images herein and their arrangement are copyright © 2007 by CreditCardClients.com. All rights reserved. All other brand names, product names or trademarks belong to their respective holders.CreditCardClients.com does not warrant that the use of any material contained on this site will not infringe the rights of third parties not owned by or affiliated with CreditCardClients.com. This site and it’s entire content are for personal use only and may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted or distributed in any way without CreditCardClients.com’s prior written permission.

Freedom from Errors

CreditCardClients.com is making efforts make sure that all information is accurate and updated. But there is no guarantee and/or warranty to the accuracy of any information found within the website. Credit Card offers details have been provided for credit card companies and issuers for users of the website, this information is believed to be accurate during the time of publishing and is being updated periodically, but CreditCardClients.com will not be held liable for any inaccuracies. You agree to review terms and conditions of the offer on the product issuer’s website in order to verify rates, fees, terms and conditions, etc.

Informational and Educational Purposes

The material contained at the CreditCardClients.com website is provided for informational and educational purposes only. CreditCardClients.com services are administrative and consultative only and the tools provided on this site are for illustrative purposes only.  The material is not intended to be a substitute for a professional legal advice, individual credit counseling, or personal credit and finance advice. You should consult your own lawyer, seek the assistance of a competent professional or seek specific advice from a credit counselor regarding your particular situation. You should rely on your own judgment in deciding which, if any, credit card offers best suits your needs and financial means.  The bank or credit card company is solely responsible for its offer and any services provided to you, and you agree that CreditCardClients.com shall not be liable for any costs or damages arising out of your use of this site.

Third Party Links

In an attempt to provide increased value to our users, this site contains links to other sites on the Internet that are owned and operated by third party vendors and other third parties. In accessing these any of these sites we strongly recommend you take the time to access their individual terms and conditions and privacy statements.  Even if the third party is affiliated with CreditCardClients.com, CreditCardClients.com has no control over these linked sites, all of which have separate privacy and date collection practices, independent of CreditCardClients.com.  CreditCardClients.com has no responsibility or liability for these independent policies or actions and is not responsible for the privacy practices or the content of such sites.  These linked sites are for your convenience and therefore you access them at your own risk.  Links do not imply that CreditCardClients.com sponsors, endorses, is affiliated with or associated with, or has been legally authorized to use any trademark, trade name, service mark, design, logo, symbol, or other copyrighted materials displayed on or accessible through such linked sites. 

Legal Advice

CreditCardClients.com does not provide any investment, credit counseling, financial, tax, or legal advice through this site.  Nothing contained in this site constitutes legal advice, individual credit counseling or personal credit and finance advice and you agree that this site will not be used by you for that purpose.

Laws and Regulations

User access to and use of the site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws.

Disclaimer and Limitation of Liability

INFORMATION ON THIS SITE IS PROVIDED "AS IS" AND “AS AVAILABLE.” CREDITCARDCLIENTS.COM DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. USER ACKNOWLEDGES THAT THE ESTIMATES OF SAVINGS OR OFFERS ARE INTENDED SOLELY FOR PRELIMINARY ASSESSMENT AND EVALUATION BY THE USER. CREDITCARDCLIENTS.COM HAS NO RESPONSIBILITY FOR NOR MAKES ANY WARRANTY WITH RESPECT TO THE ACCURACY OF THE ESTIMATES NOR DOES IT WARRANT THAT THE TERMS OF ANY OFFERING OR SERVICE PURPORTEDLY OFFERED ON CREDITCARDCLIENTS.COM WILL BE OFFERED TO USER BY THE PROVIDER OF SUCH PRODUCT OR SERVICE. USE OF THE INFORMATION AND FEATURES ON THIS SITE ARE AT YOUR SOLE RISK. IT IS UP TO YOU TO TAKE PRECAUTIONS TO ENSURE THAT WHATEVER YOU SELECT FOR USE ON THIS SITE DOES NOT CONTAIN ITEMS SUCHA AS VIRUSES, WORMS OR OTHER ITEMS OF A DESTRUCTIVE NATURE. CREDITCARDCLIENTS.COM WILL IN NO EVENT BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR OTHER DAMAGES UNDER ANY THEORY OF LAW FOR ANY ERRORS IN THE INFORMATION AND FEATURES ON THIS SITE, OR FOR THE USE OF ANY INFORMATION OR FEATURES AVAILABLE ON THIS SITE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, BUSINESS, DATA, OR DAMAGE TO YOUR COMPUTER SYSTEMS. THE INFORMATION CONTAINED ON THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CREDITCARDCLIENTS.COM FROM TIME TO TIME AMENDS, CHANGES, ADDS, DELETES, UPDATES OR ALTERS THE INFORMATION CONTAINED ON THIS SITE, INCLUDING INFORMATION REGARDING THE PRODUCTS AND SERVICES DESCRIBED ON THE SITE, WITHOUT NOTICE. CREDITCARDCLIENTS.COM ASSUMES NO LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED ON THE SITE AND EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO UPDATE THE INFORMATION CONTAINED ON THIS SITE. IN ADDITION, CREDITCARDCLIENTS.COM DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT. PRICE AND AVAILABILITY INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE.

Disclosure and Fee Acknowledgment

You understand that as compensation for its services, CreditCardCleints.com may receive a fee from a bank or credit card company upon the granting of credit to you.

Contacting Us

If you have any questions about the Terms and Conditions, the practices of this site, or your dealings with this Web site, you can contact us using our contact us form.